🌟 Introduction
Table of Contents
In today’s dynamic workforce, flexibility is key—especially for housewives seeking to balance domestic responsibilities and retired professionals looking to remain active. Recognizing this shift, State Bank of India (SBI), the nation’s largest public-sector lender, has introduced several inclusive programs targeting these groups.
1. Contract-Based Engagement of Retired Bank Employees

SBI is hiring retired officers and employees on contractual bases for various roles, primarily to support “Anytime Channels” operations—like ATMs, ADWMs, SWAYAM kiosks:
- Openings include Channel Manager Facilitator, Supervisor, Support Officer, and Business Correspondent Facilitator—spreading across SBI circles nationwide.
- In 2025, SBI announced ~269 vacancies for Financial Literacy Centre roles, contracting retired officers for ₹30,000–₹50,000/month over 1–3 years.
- A broader drive aims to onboard 1,000+ retirees (e.g., 821 Channel Manager Facilitators, 172 Supervisors, 38 Support Officers) with monthly pay between ₹36,000–₹41,000.
Benefits:
- Flexibility and short-term contracts, typically 1–3 years (extendable till age 65).
- Remuneration without affecting pension benefits.
- Leverages retirees’ domain expertise; preference given to former ATM/operations staff.
These roles are ideal for retired professionals seeking purposeful engagement and supplementary income.
2. Work‑From‑Home & Part‑Time Programs for Housewives, Students & Graduates

Though not official SBI products, various platforms and affiliates (like SBI Life Insurance) host part-time, flexible roles suitable for housewives:
- SBI Life Insurance “Mitra” positions offer both part- and full-time remote roles, commission-based, with prospective earnings of ₹1,00,000/month or more. Key perks include flexible schedules and zero investment required.
- Bootcamp-style initiatives offer free online training and remote job placement targeting housewives, graduates, and students—under SBI’s umbrella.
⚠️ Caution: Approach such roles carefully—watch for scams pretending to be from SBI or SBI Life. One Reddit user flagged a WFH “SBI Group” job that requested job fees or WhatsApp contact and labeled it a scam:
Legitimate remote roles (like SBI Life’s official mitra program) don’t require such steps.
3. Emerging Work‑From‑Home Policies for Women Employees

SBI has explored internal policies offering remote work for female employees, working toward better work–life balance—drawing inspiration from banks like ICICI. Discussions date back to 2018, when SBI considered remote tech-enabled roles to aid retention of women facing social and familial responsibilities.
This signals potential future openings for home-based roles within SBI’s internal employee ecosystem.
4. How to Apply and What to Expect

For Retired Officers:
- Visit SBI’s Careers portal → “Current Openings” → relevant retired staff advertisements.
- Check notification details: age limit (commonly 60–63), required technology skills, and application timeline.
- Submit online application before deadlines (e.g., April–May 2025 cycles).
- If shortlisted, appear for interviews, typically graded out of 100 marks.
For Housewives/Part-Time Aspirants:
- Keep tabs on SBI Life’s Mitra announcements on job portals (e.g., Indeed).
- Watch for SBI-affiliated training programs—often publicized through local news or education platforms.
- Never pay fees or share personal data via unverified WhatsApp links.
5. Benefits & Considerations

✅ Retirement-Focused Roles:
- Pros: Structured workflows, respectable pay, tapping into legacy skills.
- Cons: Tenure-limited and possibly contract-bound.
✅ Part-Time Remote Roles:
- Pros: High flexibility, convenient for managing home commitments.
- Cons: Commission-based earnings can vary; require proactive client outreach; beware of scams.
🚧 What to Watch:
- Verify roles only via official SBI portals or recognized job platforms.
- Avoid fee-based application schemes or informal WhatsApp recruitment.
- Be mindful of income variability in commission-driven roles.
6. Community Insights

From Reddit threads, retirees often seek meaningful, flexible online roles:
Suggestions include mentorship programs, NGOs, or freelancing—reflecting a broader trend of retired individuals seeking impactful engagement.
✏️ Conclusion
SBI has thoughtfully crafted programs to tap into the experience of retirees and support flexible employment for women and housewives. Contractual roles for retirees are impactful—with clear pay and responsibilities—while part-time remote programs, though unofficial, offer valuable income and autonomy. However, due diligence is essential to avoid scams.
Have you tried any of these programs or know someone who has? I’d love to hear about your experiences or questions—and help you explore whether these opportunities might be a fit.